Credit Institutions And Financial (S.L. 376.8)

Inhalt

1. Art. 1 Citation and scope.
2. Art. 2 Interpretation.
3. PART 2
4. Art. 3 Publication of the list of the most representative services linked to payment accounts.
5. Art. 4 Information for consumers
6. Art. 5 Periodic review of the list of the most representative services linked to a payment account.
7. Art. 6 Revision of the list of the most representative services linked to a payment account.
8. Art. 7 Glossary.
9. Art. 8 Fee information document.
10. Art. 9 Availability of the fee information document and glossary.
11. Art. 10 Statement of fees.
12. Art. 11 Provision of information.
13. Art. 12 Branding.
14. Art. 13 Comparison websites.
15. Art. 14 Bundling - Payment accounts packaged with another product or service.
16. PART 3
17. Art. 15 Provision of the switching service.
18. Art. 16 Facilitation of cross-border account opening within the European Union for consumers.
19. PART 4
20. Art. 17 Non- discrimination in the provision of payment accounts. Cap. 456. Rightofaccessto payment account with basic features.
21. Art. 19 Eligibility criteria.
22. Art. 20 Obligation to provide information about the application process.
23. Art. 21 Time-scale for opening a payment account with basic features.
24. Art. 22 Refusal of application.
25. Art. 23 Consumer to be informedinwriting about refusal of application.
26. Art. 24 Access to and operation of a payment account.
27. Art. 25 Payment account with basic features.
28. Art. 26 Payment accounts with basic features may also be offered in the currency of any other Member State.
29. Art. 27 Unlimited number of operations.
30. Art. 28 Consumers may manageandinitiate payment transactions.
31. Art. 29 Overdraft facilities. S.L. 378.12.
32. Art. 30 Associated fees.
33. Art. 31 Framework contracts and termination.
34. Art. 32 General information on payment accounts with basic features.
35. Art. 32A Definition of branch for the purposes of this Part.
36. PART 5
37. Art. 33 Competent authority.
38. Art. 34 Monitoring and enforcement.
39. Art. 35 Obligation to cooperate.
40. Art. 36 Settlement of disagreement between authorities.
41. Art. 37 Reporting requirements.
42. Art. 38 Power to issue directives.
43. Art. 39 Power to issue directives: procedure.
44. Art. 40 Power to issue rules.
45. Art. 41 Administrative penalties.
46. Art. 42 Public notice.
47. Art. 43 Right to refer matter to the Tribunal. Cap. 371. Cap. 376.
48. Art. 44 Complaints.
49. Art. 45 Evaluation.