S.L. 376.8 Art. 30Associated fees.

(1) Credit institutions shall offer the services linked to a payment account with basic features referred to in regulations 25 to

29 free of charge or for a reasonable fee, irrespective of the number of operations executed on the payment account with basic features.

(2) Credit institutions shall ensure that any fees charged to the consumer for non-compliance with the consumer’s commitments laid down in the framework contract are reasonable.

(3) Credit institutions shall ensure that the reasonable fees referred to in sub-regulations (1) and (2) are established taking into account at least the following criteria:

(a) national income levels;

(b) average fees charged by other credit institutions in Malta for services provided on payment accounts.