S.L. 376.9 Art. 21Right of consumer to pursue claim against grantor of credit.

(1) Where the consumer has exercised a right of withdrawal, concerning a contract for the supply of goods or services, he shall no longer be bound by a linked credit agreement.

(2) A consumer shall have the right to take action against the grantor of credit where:

(a) in order to buy goods or obtain services, the consumer enters into a credit agreement with a creditor other than the supplier of such goods or services;

(b) the grantor of the credit and the supplier of the goods or services have a pre-existing agreement where credit is made exclusively by that grantor of credit to customers of that supplier for the acquisition of goods or services from that supplier;

(c) the consumer referred to in paragraph (a) obtains his credit pursuant to that pre-existing agreement;

(d) the goods or services covered by the linked credit agreement are either not supplied, are supplied only in part, or are not in conformity with the contract for the supply thereof; and

(e) the consumer has pursued his remedies against the supplier but has failed to obtain the remedy to which he is entitled to according to the law or the contract for the supply of goods or services.