S.L. 376.9 Art. 17Information regarding the modification of the terms and conditions of a credit agreement.  Cap. 555.

Without prejudice to other obligations provided for in these regulations, prior to modifying the terms and conditions of the credit agreement, the creditor shall communicate the following information to the consumer:

(a) a clear description of the proposed changes and, where applicable, of the need for consumer consent or of the changes introduced by operation of law;

(b) the time period for the implementation of the changes referred to in paragraph (a);

(c) the means for complaint available to the consumer regarding the changes referred to in paragraph (a);

(d) the time period available for the filing of any such complaint;

(e) the name and address of the Arbiter for Financial

Services as established in accordance with the Arbiter for Financial Services Act before whom the consumer may submit the said complaint.