S.L. 376.10 Art. 1Citation, scope, and commencement.

(1) The title of these regulations is the Financial

Institutions Act (Consumer Credit) Regulations.

(2) The scope of these regulations is to transpose the relevant provisions of Directive (EU) 2023/2225 of the European Parliament and of the Council of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC, and they shall be interpreted and applied in accordance with the said Directive.

(3) These regulations shall come into force on 20th November 2026.