S.L. 330.17 Art. 2Interpretation. Cap. 330.

(1) In these regulations, unless the context otherwise requires:

"Act" means the Malta Financial Services Authority Act;

''Authority'' shall have the same meaning assigned to it in the Act;

"consumer" shall have the same meaning assigned to it in the CPC Regulation;

"CPC Regulation" means Regulation (EU) 2017/2394 of the European Parliament and of the Council of 12 December 2017 on cooperation between national authorities responsible for the enforcement of consumer protection laws and repealing Regulation

(EC) No 2006/2004, as may be amended from time to time, and includes any binding legal instruments, guidelines and other measures that have been or may be issued thereunder;

"harm to collective interests of consumers" shall have the same meaning assigned to it in the CPC Regulation;

"infringements covered by the CPC Regulation" means intra-Union infringements, widespread infringements and widespread infringements with a Union dimension;

"intra-Union infringement" shall have the same meaning assigned to it in the CPC Regulation;

"online interface" shall have the same meaning assigned to it in the CPC Regulation;

"trader" shall have the same meaning assigned to it in the CPC (CONSUMER PROTECTION COOPERATION)

Regulation;

"Union laws that protect consumers’ interests" means:

(i) Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/ 619/EEC and Directives 97/7/EC and 98/27/EC, as may be amended from time to time, and as transposed in national law;

(ii) Articles 15, 18 and 22 of Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation

(EU) No 1093/2010, as may be amended from time to time, and as transposed in national law; and

(iii) Articles 3 to 18 and Article 20(2) of Directive 2014/92/ EU of the European Parliament and of the Council of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features, as may be amended from time to time, and as transposed in national law;

"widespread infringement" shall have the same meaning as that assigned to it in the CPC Regulation;

"widespread infringement with a Union dimension" shall have the same meaning as that assigned to it in the CPC Regulation;

(2) Words and expressions used in these regulations which are also used in the CPC Regulation, but which are not defined herein, shall have the same meaning assigned to them in the CPC Regulation.