Consumer Insurance Contracts Act 2019

Inhalt

1. Art. 1 Interpretation
2. Art. 2 Scope of Act
3. Art. 3 Amendment of Schedule 2 to Central Bank Act 1942
4. Art. 4 Amendment of section 60 of Financial Services and Pensions Ombudsman Act 2017
5. Art. 5 Regulations and codes of practice
6. Art. 6 Effect of codes of practice
7. Art. 7 Insurable interest
8. Art. 8 Pre-contractual duties of consumer and insurer
9. Art. 9 Proportionate remedies for misrepresentation
10. Art. 10 Provision of information relevant to contract of insurance and interpretation of certain terms
11. Art. 11 Right to withdraw from contract of insurance by notice: cooling-off period
12. Art. 12 Renewal of contract of insurance
13. Art. 13 Cancellation of contract of insurance
14. Art. 14 Duties of consumer and insurer at renewal
15. Art. 15 Post-contractual duties of consumer and insurer
16. Art. 16 Claims handling: duties of consumer and insurer
17. Art. 16A Mutual duties of disclosure in claims handling
18. Art. 16B Disclosure of deductions from claim settlement
19. Art. 17 Limitations on deferring payment of claim until completion of works, etc., in case of property contracts
20. Art. 18 Proportionate remedies and claims handling
21. Art. 19 Representations by consumer and terms that reduce the risk being underwritten (replacing insurance warranties)
22. Art. 20 Unfair or onerous terms
23. Art. 21 Right of third party to claim against insurer
24. Art. 22 Supplemental provisions in relation to section 21
25. Art. 23 Subrogation: modification in family and personal relationships and in employment
26. Art. 24 Subrogation: distribution of recovered funds
27. Art. 25 Contracts affecting subrogation and third parties
28. Art. 26 Effect of failure to comply with Act
29. Art. 27 Short title and commencement